NAiOS Tesorería

naios-tesoreriav0.2.6

Bank reconciliation with match proposals: upload your Norma 43 statement, the deterministic AI proposes matches against your invoices and expenses in the ERP, you confirm with one click and the payment is created automatically

MAX users onlyNegociotesoreriaconciliacionbancosnorma43extractoscobrospagoserpNAiOS Team Read the announcement on the blog Partial payments and instalments matched with the bank

Features

Version

0.2.6

License

free

Services

—

Description

NAiOS Tesorería turns the most dreaded task of the month into reviewing proposals. Upload your bank statement (the Norma 43 file that every Spanish electronic bank exports) and the reconciliation engine matches each transaction against the invoices issued and the expenses of your company in NAiOS ERP: invoice number in the description, exact amounts, grouped remittances, partial payments. Every match arrives as a proposal with its explanation. Nothing is ever matched automatically. When you confirm, the collection or payment is recorded in the ERP with full traceability back to the bank transaction. Read-only banking: NAiOS never initiates payments or transfers.

Features (5)

Upload the statement and you're set

The Norma 43 file exported by any Spanish bank, with account detection and no duplicates when you re-import

Match proposals with explanations

Invoice number in the description, exact amount, grouped remittances, partial payments: each proposal tells you WHY

You confirm, nothing matches on its own

Each match is applied with one click; once confirmed, the collection or payment is recorded in the ERP with its traceability

Balances with an honest date

The position of each account with the date of the latest statement: the data is only as good as its freshness

Read-only, always

NAiOS never initiates payments or transfers: here you reconcile and analyze data, you don't move money

Changelog

v0.2.62026-10-10

Multilingual interface (own catalog; es/gl/ca/en/fr/pt/de). Views, client and API responses use keys; regulations, importers and copilot remain in Spanish.

v0.2.52026-10-06

Payer and payee (#244): when the statement says who pays or collects, each transaction shows it; when the bank doesn't send it (the reduced Norma 43 only says «Transferencias»), a notice explains this and suggests the transactions Excel or connecting the bank. If the selected company has no accounts but another of yours does, you are warned and they can be brought in with their transactions and statements, as long as no matches have been applied there. The truncated description is no longer repeated as «ref».

v0.2.42026-10-05

«Accounts» view (#244): its own button, and the balance strip open the list of bank accounts with balance and statement date, transactions by status, last import and actions (view its transactions, import statement). The former «Bancos» button is now called «Conectar banco», which is what it does.

v0.2.32026-10-05

Norma 43: the transaction record (22) was read four positions early, and with real BBVA and Santander statements impossible dates and amounts appeared (#244). Corrected the positions of the transaction and value dates, common and own descriptions, sign, amount, document number and references; dates are now validated; the description is taken from the references only if they are text. Statements already imported can be re-imported from their history to regenerate the transactions.

v0.2.22026-09-28

Company selector (#203): shows the company's registered name (not a repeated «Mi empresa»), preselects the active company of the core (?ws= → active → last used → first) and, when changed, sets it as active for the rest of the modules.

v0.2.12026-09-28

CSV statements visible in the file picker (the server already accepted them) and Excel support (XLSX/XLS), like BBVA's card or account transaction export: the header row is located even when there are titles above it, and dates and amounts are read natively from the sheet (#198).

v0.2.02026-09-25

Partial expense payments (#183): an expense with an outstanding balance accepts several bank debits; the engine proposes by the outstanding amount, by an installment from the payment plan, or as a partial payment when the supplier matches, and each confirmed debit records its payment in the ERP (0.18.0).
The cash forecast projects the outstanding amount of each expense and, with an installment plan, each installment by its due date.

v0.1.12026-09-24

The cash forecast projects each expense by its due date (ERP 0.15.3), and by the expense date only if it has no due date

v0.1.02026-08-31

F0: Norma 43 (AEB) parser, multi-account, with deduplication on re-import
Deterministic reconciliation engine: exact reference, unique amount, payer name, remittances and partial payments, all as proposals with explanations
Confirming records the collection in the ERP (and the expense payment) with movement↔payment traceability
Balances per account with the date of the latest statement